NMLS education &
compliance courses
Continuing Education
To complete your Continuing Education (CE) course for the upcoming license renewal season, Loan Factory recommends using Mortgage-Education, our preferred provider for Loan Officers. This option is not only cost-effective, but also helps reduce the number of additional compliance courses you'll need to take outside of CE.
For more information on NMLS Annual Renewal, see the Annual Renewal Requirements.
CE Deadlines
States with Early Deadlines GA, AZ, DC, AK, KY, WV, SC-DCA, DE, ID, IA, KS, VT, UT-DRE, WA
The earliest deadline to complete CE is October 31 (GA, AZ). Other early deadlines:
- Oct 31: Georgia, Arizona
- Nov 1: District of Columbia, Alaska, Kentucky, West Virginia
- Nov 30: South Carolina-DCA
- Dec 1: Delaware, Idaho, Iowa, Kansas, Vermont
- Dec 15: Utah-DRE, Washington
States with Regular Deadlines All other states
The deadline to complete CE is December 31
However, MLOs are encouraged to complete CE by the SMART CE Deadline: December 5th.
Note
Since it may take as long as seven (7) days for a course provider to report a course completion into NMLS, MLOs are strongly encouraged not to wait until the last minute to try to complete CE or they may be prevented from submitting for renewal on time.
Complete the Compliance Courses below first, and then you will receive instructions for the CE.
Fees are
Continuing Education
Early-bird Promo
$48 + State Law & Electives from $12
Pre-License Education
Get a New License
National or State 20 hours starting at $180 + State Law from $15
Late Continuing Education
Reinstate for Last Year
$64 + State Law from $15
Instruction
Follow the instructions below as you will want to start with your Compliance Courses, then purchase the CE from there.
Compliance Courses
All Loan Officers and Employees will be required to complete certain compliance courses at the time of hire and/or annually. These courses are required in order for us to meet all state regulator audit requirements, and are separate from your NMLS requirements.
Loan Officers who will complete CE through Mortgage-Education
Loan Officers who complete CE elsewhere
Non-Loan Officers
Take the assigned Convertible Ethics Course first, then follow the instructions sent to you upon completion, to purchase your CE. This is the RECOMMENDED option as there will be less course-work involved.
You will be assigned the required compliance courses through Mortgage-Education. This is not recommended, as you will have to take more compliance courses outside of CE.
You will be assigned the required compliance courses through Mortgage-Education.
Once courses are assigned, To-Dos will be assigned to you in our system (left side navigation - Associate To-Dos - My To-Dos). Please indicate once completed so our Compliance team can check and clear the To-Do.
Please do this before the deadline, to avoid being locked out of your account.
Contact us: For any questions and support, please email compliance@loanfactory.com
Logging in to Mortgage-Education
Get access to your Mortgage-Education account
If you already created a login, sign in as prompted.
If you don't have a login for Mortgage-Education yet:
- Loan Officers use your personal email (the one associated with Loan Factory’s system).
- Non-Loan Officers use your Loan Factory work email.
Option 1
Enter your email and choose “Get Login code”
Option 2
Click the “Forgot Password” button, enter email, and send
Once logged in, navigate to “My Courses”
Navigate to My Courses and take all compliance courses assigned to you.
MLO Steps for Continuing Education
Sample MLO Notification
Now that you have completed Company assigned Compliance courses, what are your next steps?Watch the video below to find out!
- You MUST finish your 2hr. course first. If not already completed, upon entering the course you will see the following subtopics:
- How to Purchase your Remaining CE Requirements?
When you are inside your student account, and after your 2-hour has been completed, you will see your progress bar turn to green (Congrats!!). From there, you can proceed to purchase your remaining NMLS required CE hours, as well as your State Specific CE. Simply click on the icon at the end of your progress bar:
When the widget window pops up, just select the States in which you’re licensed, then click “Continue,” and you will automatically be taken to the “Checkout” page with the remaining NMLS Fed CE hours needed, as well as your State Specific CE hours.
After being purchased, all necessary CE hours for this year will be loaded into your account and you’ll be good to go! Your corporate discounts will already be applied.
You will now be prompted to review your selection and purchase your final courses.
Late Continuing Education for Prior Year
If your license has expired due to incomplete continuing education by December 31, you will need to reinstate it. This can be done by completing late continuing education requirements.
For a competitive price and fast reporting to NMLS, consider using Mortgage-Education for your coursework.
Reinstate 2024 or before $64 state law from $15
